For local business

Prepaid customers.Cash up front. Measurable results.

List discounted gift cards for free and reach shoppers your own channels don't. The cash settles before the customer walks in, and your dashboard shows exactly what each drop produced — no guesswork, no gimmicks.

Free to list Paid up front (T+2) No Stripe account required to start

Be one of the first local businesses on Perqora — launching soon.

How Perqora works

Five steps from listing to results

1

You set the terms

Choose the face value, the discount (we recommend a shallow 10–15%), a capped batch size, and when the drop runs. You stay in control of the economics.

2

We launch your drop

Your branded cards go live in the Perqora marketplace, in front of members near you — including shoppers your own channels never reach.

3

You're paid up front (T+2)

Card sales settle two business days after purchase — real cash in hand before the customer ever walks in, whether Perqora remits it for you or your own Stripe pays you direct.

4

Customers redeem in store

They show a single-use QR or type a short code at the till. Spend the full value or part of it — partial balances are tracked to the cent.

5

You see everything

A live dashboard shows redemptions, overspend at the till, net-new customers, and breakage — so you know exactly what the drop produced.

Built for discipline

Shallow 10–15% discounts, capped batch sizes, and off-peak targeting — designed to protect your margin, not train customers to wait for a deal.

The upside

Eight ways a Perqora drop pays

Cash up front

Card sales settle T+2 — funded before the card is even redeemed, minus a 10% platform fee.

Bigger baskets

Card holders spend about $59 above face value at the till, on average.

Net-new customers

41% try a store they'd never have visited without a card in hand.

Breakage in your favour

Some balances go unspent — and that prepaid cash stays yours.

Off-peak demand

Target quiet days and hours to smooth footfall when you need it most.

No upfront cost

Free to list. You only ever give up the discount on cards that actually sell.

Full visibility

Every redemption, overspend and new customer, measured on one dashboard.

Fraud-resistant

Single-use, tokenized, closed-loop codes activated only after payment clears.

The evidence

Gift cards already move money — Perqora just points it at you

$0B
Spent on gift cards each year — the #2 most-given gift
NRF, 2025
0%
of people spend beyond a card's value at redemption
First Data / Clover
+$0
average overspend above face value at the till
First Data / Clover
0%
visited a store they'd never have tried without a card
First Data / Clover
Worked example

Follow one $100 card

Here's how a single card can travel from sale to margin. The figures are illustrative — your real numbers depend on your discount, your prices, and your cost of goods.

Day 0

The card sells

A member buys a $100 card at a shallow 10% discount and pays $90. You keep the terms honest — a real saving, not a giveaway.

$0
cash to you, up front
Weeks 1–8

It gets redeemed

The customer comes in — often on a quiet day — and spends the card. Partial balances are tracked automatically until it's used up.

$0
face value redeemed
At the till

The basket grows

Like most card holders, they spend beyond the balance — roughly +$59 — so a $100 card drives a bigger ring at the register.

$0
total ring at checkout
The result

Net contribution

After the discount you funded and Perqora's fee, the incremental margin lands around $77 on that visit — plus a customer who now knows you.

≈$0
estimated net contribution

Illustrative only. Assumes a $100 face card sold at 10% off, ~+$59 overspend at redemption (First Data / Clover), less the funded discount and a 10% platform fee. Net contribution excludes your cost of goods and varies by business.

Getting paid

Two ways to get paid

Start with zero setup, or plug in your own Stripe for direct payouts. Either way the economics are identical — free to list, and you only ever give up the discount on the cards that actually sell.

Simplest to start

Get paid by Perqora

No Stripe account, no paperwork. Perqora collects every card sale and remits your cash to you on a steady T+2 schedule — the fastest way to go live.

  • No payment setup or onboarding — list your first drop in minutes
  • We collect each sale and remit your payout automatically
  • Pending and paid balances tracked to the cent on your dashboard
Perqora's Stripe collects the sale, then remits your cash T+2.
Full control

Connect your own Stripe

Take payments directly to your own bank through Stripe. You own the payout relationship and control your own timing.

  • Card sales settle straight into your own bank via Stripe
  • You control your payout schedule and hold the relationship
  • Connect in a few minutes from your dashboard, whenever you're ready
Your Stripe account, funds settling straight to your bank.
Both ways, always
Free to list

No listing fees and no monthly retainer — ever.

Only the discount that sells

You give up the discount on cards customers actually buy, and nothing more.

10% platform fee

One simple fee on each card sale. No hidden add-ons or surprises.

Business plan

$0 to list. You only give up the discount that sells.

We built Perqora to be sustainable for merchants, not to hook shoppers on ever-deeper deals. Keep discounts shallow, cap your batches, and aim demand at your quiet hours — the tools nudge you toward the disciplined version on purpose.

Free to list — pay only the discount on cards that sell
Create and cap your own drops
Redemption portal (scan or type) with partial redemptions
Live dashboard: redemptions, overspend, net-new customers, breakage
T+2 payouts via Stripe
Perqora — Discover more. Spend less.

Turn quiet hours into paid-up-front customers

List your first drop in minutes. No listing fees, no retainer — just prepaid customers and a dashboard that proves it worked.

Free to list · Paid up front (T+2) · 10% platform fee · No Stripe account needed to start