Prepaid customers.Cash up front.
List discounted gift cards for free and reach shoppers your own channels don't. The cash settles before the customer walks in, and your dashboard shows exactly what each drop produced — no guesswork, no gimmicks.
Free to list · Paid up front (T+2) · No Stripe account required to start
Be one of the first local businesses on Perqora — launching soon.
How a drop runs.
You set the terms
Choose the face value, the discount (we recommend a shallow 10–15%), a capped batch size, and when the drop runs. You stay in control of the economics.
We launch your drop
Your branded cards go live in the Perqora marketplace, in front of members near you — including shoppers your own channels never reach.
You're paid up front
Card sales settle two business days after purchase — real cash in hand before the customer ever walks in, whether Perqora remits it for you or your own Stripe pays you direct.
Customers redeem in store
They show a single-use QR or type a short code at the till. Spend the full value or part of it — partial balances are tracked to the cent.
You see everything
A live dashboard shows redemptions, overspend at the till, net-new customers, and breakage — so you know exactly what the drop produced.
Built for discipline, not deal-chasing.
Shallow 10–15% discounts, capped batch sizes, and off-peak targeting — designed to protect your margin, not to train customers to wait for a sale.
Eight ways a drop pays.
Cash up front
Card sales settle T+2 — the cash is yours before the card is even redeemed.
Bigger baskets
Card holders spend about $59 above face value at the till, on average.
Net-new customers
41% try a store they'd never have visited without a card in hand.
Breakage in your favour
Some balances go unspent — and that prepaid cash stays yours.
Off-peak demand
Target quiet days and hours to smooth footfall when you need it most.
No upfront cost
Free to list. You only ever give up the discount on cards that actually sell.
Full visibility
Every redemption, overspend and new customer, measured on one dashboard.
Fraud-resistant
Single-use, tokenized, closed-loop codes activated only after payment clears.
Gift cards already move money — Perqora just points it at you.
Follow one $100 card.
Here's how a single card can travel from sale to margin. The figures are illustrative — your real numbers depend on your discount, your prices, and your cost of goods.
The card sells
A member buys a $100 card at a shallow 10% discount and pays $90. You keep the terms honest — a real saving, not a giveaway.
It gets redeemed
The customer comes in — often on a quiet day — and spends the card. Partial balances are tracked automatically until it's used up.
The basket grows
Like most card holders, they spend beyond the balance — roughly +$59 — so a $100 card drives a bigger ring at the register.
Net contribution
After the discount you funded and Perqora's fee, the incremental margin lands around $77 on that visit — plus a customer who now knows you.
Illustrative only. Assumes a $100 face card sold at 10% off and ~+$59 overspend at redemption (First Data / Clover), less the funded discount. Net contribution excludes your cost of goods and varies by business.
Two ways to get paid.
Start with zero setup, or plug in your own Stripe for direct payouts. Either way the economics are identical — free to list, and your only cost is the discount you set, on the cards that actually sell.
Get paid by Perqora
No Stripe account, no paperwork. Perqora collects every card sale and remits your cash to you on a steady T+2 schedule — the fastest way to go live.
- ✓ No payment setup or onboarding — list your first drop in minutes
- ✓ We collect each sale and remit your payout automatically
- ✓ Pending and paid balances tracked to the cent on your dashboard
Perqora's Stripe collects the sale, then remits your cash T+2.
Connect your own Stripe
Take payments directly to your own bank through Stripe. You own the payout relationship and control your own timing.
- ✓ Card sales settle straight into your own bank via Stripe
- ✓ You control your payout schedule and hold the relationship
- ✓ Connect in a few minutes from your dashboard, whenever you're ready
Your Stripe account, funds settling straight to your bank.
Both ways, always:
Founding businesses pay nothing while we launch — you'll get clear notice before any subscription is introduced.
Costs apply only to cards customers actually buy.
Your only cost is the discount you set. No platform fees, no hidden add-ons.
$0 to list. You only pay on the cards that sell.
We built Perqora to be sustainable for merchants, not to hook shoppers on ever-deeper deals. Keep discounts shallow, cap your batches, and aim demand at your quiet hours — the tools nudge you toward the disciplined version on purpose.
- ✓ Free while we launch — founding businesses pay $0
- ✓ Create and cap your own drops
- ✓ Redemption portal (scan or type) with partial redemptions
- ✓ Live dashboard: redemptions, overspend, net-new customers, breakage
- ✓ T+2 payouts via Stripe
Your regulars are already out there.
Reach the neighbourhood that hasn't met you yet — prepaid.
Turn quiet hours into paid-up-front customers.
List your first drop in minutes. Free for founding businesses — just prepaid customers and a dashboard that proves it worked.
Free to list · Paid up front (T+2) · Your only cost is the discount · No Stripe account needed to start